July 8, 2008

Medical Bills In PA Workers’ Comp May Be Payable Even When Not Submitted On Proper Forms

As a general rule, the Pennsylvania Workers‘ Compensation Act requires medical providers to submit their bills to the workers’ compensation insurance carrier on the correct forms. Again, the usual rule is that the workers’ comp insurance carrier is not required to pay bills until they are submitted on the proper forms (and until supporting documentation is provided).

A recent decision by the Commonwealth Court of Pennsylvania, however, confirms the beliefs of us Pennsylvania workers’ compensation attorneys, who feel this technical step is not always necessary. In Shelton v. WCAB, decided by the Court on June 26, 2008, the workers’ compensation insurance carrier was ordered to pay medical bills even though the bills were not submitted on the proper forms.

In this case, the Court drew a distinction between the situations when the claim has already been accepted as opposed to one where there has never been liability of the workers’ compensation insurance carrier established. When the liability of the workers’ compensation insurance carrier has not yet been established, then bills must be on the proper forms. When we are dealing with an accepted claim, then this technicality may not be necessary.

April 28, 2008

Medical Treatment for a Work Injury in Pennsylvania

One of the more commonly misunderstood aspects in the Pennsylvania Workers’ Compensation Act is the status of medical treatment within the first 90 days of the injury. Too often, an injured worker will be told by his or her employer that they must treat with a specific company doctor. This is not completely true, according to the Pennsylvania Bureau of Workers' Compensation.

If the employer follows the requirements of the Pennsylvania Workers’ Compensation Act, and properly posts a listing of healthcare providers (not necessarily doctors, more on that later), the employer is only required to pay for treatment with those listed healthcare providers for the first 90 days of treatment after a work injury.

To have the listing of healthcare providers (known as a “panel posting”) be “proper,” the list must meet certain requirements. For one thing, there must be at least six healthcare providers on the list, of which at least three must be doctors. The names, addresses, telephone numbers and specialties of each healthcare provider must be stated as well. The healthcare providers on the list must be “geographically accessible.” The list must be prominently displayed, and the employer must have the worker sign a document acknowledging that the worker saw the list at the time the worker is hired, after a change is made on the list, and after the injury.

If the listing is “proper” and the employer has followed the requirements listed above, then the workers’ compensation insurance carrier is only required to pay for treatment with those listed healthcare providers for the first 90 days of treatment. The injured worker is free to choose any healthcare provider on the panel (the employer cannot direct the injured worker to any specific healthcare provider). If the injured worker needs treatment from a specialty which is not represented on the listing, the injured worker is free to choose his or her own healthcare provider in that specialty, and the workers’ compensation insurance carrier is responsible for payment (provided the treatment is reasonable, necessary and related to the work injury).

It is also important to note that, even if the employer has a properly posted listing, the only penalty to the injured worker for going to a doctor not on the listing is that the workers’ compensation insurance carrier will not be required to pay for that treatment. There may be situations where the injured worker finds seeing his or her own physician, perhaps just a single time, worth paying the cost of the visit.

April 20, 2008

Pennsylvania Workers’ Comp Insurance Pays for Cost of Wheelchair Accessible Van

In a recent decision favorable to injured workers in PA, the Supreme Court of Pennsylvania said that, under certain circumstances, a workers’ compensation insurance company must pay not only to modify a van to be wheelchair accessible, but to pay for the cost of the van itself. This is an important change in the law, because there had been an older case, finding the workers’ compensation insurance company was only responsible to pay for making a van wheelchair accessible (and not for the cost of the van itself).

The injured worker in this case, who was paralyzed in a work injury, was not able to get out of the house, even to medical appointments, without this special van. Fortunately, the Court saw the unfairness of making the workers’ compensation insurance company pay only to modify the van for a wheelchair, when the injured worker might then not even be able to afford buying the van itself. The Court said, “ . . . the van is crucial to restore some small measure of the independence and quality of life that existed before the work injury.”

This rule is probably limited to cases like this, involving a catastrophic injury. The Court also said the situation of the injured worker in each case needs to be examined. For example, is a new van required? Did the injured worker own a van before the injury? Was any automobile owned by the injured worker before the injury? The answers to these questions, and others, would determine whether the workers’ compensation insurance company would have to pay for the cost of the van in any future case.

This case is titled, Griffiths v. W.C.A.B. (Seven Star Farms, Inc.), and it was decided by The Supreme Court of Pennsylvania on March 19, 2008.